Privacy Policies
CASH4YOU Limited complies with New Zealand’s Privacy Act 1993, which deals with the collection, storage, use and disclosure of personal information, and the Unsolicited Electronic Messages Act, New Zealand’s “anti-spam” legislation. Where personal information is provided to us, CASH4YOU maintains and uses that information in strict conformity with the Privacy Act.
These Privacy Policies describe the information collection and sharing practices of CASH4YOU. The Policies explain CASH4YOU’s privacy practices in regards to individually identifiable information and personal sensitive information that is collected at this website www.cash4you.co.nz.
Your Consent
By submitting your personal details and/or using our service you accept these Privacy Policies and shall be treated as having consented to the use and disclosure of your personal information. If you object to any of the potential uses of your personal information as described below, then please do not use this website or register for any of this website’s or CASH4YOU’s services.
The type of information we collect
CASH4YOU collects personal information from your online application. We also collect other personal information about you from outside sources such as credit reference agencies.
How we use and disclose your personal information
Personal information is used for a number of purposes by CASH4YOU including: to process your loan, to better understand your financial needs, debt collection, statistical analysis, to assess lending risks, to carry out our business, in order to update your records with us, in order to service our relationship with you, to prevent money laundering and other criminal activities, to identify and prevent fraud, for market research purposes, to identify which of our products or our partners’ products might be of interest you, to conduct regulatory checks, and to provide you with new and improved CASH4YOU products!
By providing personal information to CASH4YOU you are consenting to sharing that information with our affiliates, credit referencing agencies, collection agencies and government or regulatory or judicial authorities in order to comply with the law and/or for the purpose of fraud prevention.
We may also disclose your personal information to a third party if:
- we have a duty to disclose your personal information in order to comply with a legal request
- we have a duty to disclose your personal information in order to enforce any of our terms of use
- our business or a substantial amount of its assets are acquired by a third party (in which case personal information held about those who have registered with CASH4YOU, used this website or our services will be one of the transferred assets)
- we decide to buy any business or assets (in which case we may disclose your personal information to the prospective seller of any such business or assets)
- we decide to sell any business or assets (in which case we may disclose your personal information to the prospective buyer of any such business or assets)
Contact from CASH4YOU and third parties
CASH4YOU complies strictly with New Zealand’s Privacy Act 1993 which, in part, deals with the holding and use of personal information. In line with the Privacy Act, CASH4YOU ensures that you may opt-out of our use of your personal information for marketing purposes at any time by sending us an email to cash4you@xtra.co.nz. If you opt out of our use of your personal information for marketing purposes, we will do our utmost to respect this once we have had a reasonable opportunity to process your request.
Access to products, facilities/and or services
If you choose not to provide all the information requested on an application form, CASH4YOU may choose to restrict the products, facilities and/or services available to you.
Use of emails
You will receive emails from CASH4YOU if you submit a CASH4YOU online loan application.
Third party links
Our site may contain links to third party websites. If you choose to follow a link to any such websites, please note that they are not subject to our terms of use. Third party websites may have their own privacy policies, disclaimers and terms of use. CASH4YOU does not accept any responsibility or liability for third party websites and their services.
How to contact CASH4YOU
If you would like to contact us with any queries or comments please email us at: cash4you@xtra.co.nz
CASH4YOU’s Privacy Policies apply to all current and former customers of CASH4YOU and visitors to this website. The information, material and content provided in the pages of this website may be changed at any time with or without notice. This includes the Privacy Policies.
Any revision to these Privacy Policies shall take effect as at the date when the change is made to the website.
You agree to review these Privacy Policies regularly and your continued access to or use of this Website will indicate that you consent to any changes.